DISCLAIMER


These are the terms and conditions for use of this site and access to the information contained on this site.

Neither Professional Investment Services Pty Ltd, ABN 11 074 608 558, ("PIS"), Australian Financial Services Licence No 234951 nor its authorised representative, Heather Jensen, C/- Cedar Accounting and Financial Solutions Pty Ltd trading as Cedar Accounting Solutions, ABN 62 096 352 859, warrant or represent that the information in this site is free from errors or omissions or is suitable for your intended use.

1. PIS , its authorised representatives and other members of the group of companies:

(a) Do not give any warranty or make any representation as to the accuracy, reliability, completeness or security of the information contained in this site and as to changes in circumstances after the date of publication that may impact on the accuracy of the information.

(b) May change and update the information from time to time;

(c) Make no representation in relation to, and are not responsible in any way, for any other site you access through this site; and

(d) Own the copyright information in this site.

2. Any Trade marks appearing in this site are the trade marks of a member of the group of companies or a third party. Users must not use or reproduce any of the trademarks that appear in this site.

3. Users of this site must not:

(a) do anything to alter or modify the information in this site;

(b) use the material in this site for any purpose other than as a source of information for personal use unless authorised to the contrary;

(c) distribute, copy or otherwise reproduce in any way any of the material available from this site unless it is expressly authorised;

(d) post any material which is defamatory, in breach of copyright, in breach of the Trade Practices Act or otherwise in any way unlawful or inappropriate.

4. Users can print a hard copy of material on this site for their personal use only other than the material where this is prohibited by a notice to that effect in this site.

5. The information contained in this site is general information only made available to the residents of Australia and its territories and New Zealand and is not intended to be a recommendation, offer or invitation to take up securities or other investments. You should seek advise from an appropriately qualified professional on whether the information is appropriate for your particular needs, financial situation and investment objectives.

6. PIS and other members of the group of companies are not liable in any way to any other person for any loss, damage, cost or expense incurred as a result of the material contained in this site or from unauthorised access to, or any misuse of this site including, without limitation, any negligence by PIS and other members of the group of companies.

7. All references in this site to "$" or "dollars" are references to Australian Currency unless otherwise stated.

8. Users of this site agree to indemnify PIS and its representatives and other members of the group of companies from all liability, cost and expense, (including legal fees) arising directly or indirectly from the use or distribution by any person of material placed in the site by the user or from alteration, modification of or addition to material on the site by the user.

9. No information, feedback, questions or comments placed on this site but any person other than PIS and other members of the group of companies will be confidential or authorised or otherwise endorsed.

10. Links to other sites are provided for your convenience only. Any such links do not constitute or imply endorsement or recommendations of any other company, product or service or any other affiliation between PIS and other organisation (unless otherwise expressly stated). PIS does not control and is not responsible for the content in any other site accessed via this site.

11. You consent to PIS monitoring your use of this site.


Professional Investment Services Pty Ltd
ABN 11 074 608 558
Australian Financial Services Licence no. 234951

Level 14, Corporate Centre One ,
Corner Bundall Road and Slatyer Avenue, Bundall QLD 4217




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